Official Policy Document
Last Updated: 5 November 2026
Risk Disclosure
All investments carry inherent risks. It is important to understand these risks before making investment decisions.
Market Risk
The value of investments may go up or down depending on market conditions.
Credit Risk
Debt instruments carry the risk of issuer default.
Liquidity Risk
Some investments may not be easily convertible to cash.
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HJ Consultancy Compliance & Fiduciary Desk
HJ Consultancy is an AMFI-registered Mutual Fund Distributor (ARN-141485, EUIN-E398765). For any queries regarding privacy, compliance, disclosures, or investor grievance redressal, please write to our compliance officer directly at kartikshahbig@gmail.com or call +91 99988 48633.